Listing provided courtesy of Keller Williams Bluegrass Realty - Lake Cumberland- MLS# 26005198MLS Provider

97 Black Walnut LaneMonticello, KY 42633

Single Family · 8 Beds · 8 Full Baths · 6,835 Sq. ft. | 1.40 Acres
$899,900 Active

97 Black Walnut Lane Overview

Time on Site:
104 days
Visits:
3

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

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97 Black Walnut Lane Facts & Features

  • Type Single Family
  • Sq. ft. 6,835
  • Price/Sq.ft. $132
  • Lot 1.40 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • Elementary School: Wayne Co
  • Middle Or Junior School: Wayne Co
  • High School: Wayne Co

Building Information

  • Year Built: 2007

Location/Region

  • County Or Parish: Wayne
  • MLS Area Major: 070 - Wayne County
  • MLS Area Minor: 070 - Wayne County
  • Subdivision Name: Rural

General Information

  • Parcel Number: 022-90-00-050-00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 8
  • Bathrooms Half: 0
  • Bathrooms Total: 8
  • Bedrooms Total: 8

Building Interior

  • Above Grade Finished Area: 6835.0
  • Building Area Total: 6835.0

General Information

  • Appliances: Dishwasher,Microwave,Refrigerator,Range
  • Fireplace Features: Family Room,Great Room
  • Fireplace: true
  • Fireplaces Total: 2
  • Flooring: Ceramic Tile,Wood
  • Foundation Details: Concrete Perimeter
  • Interior Features: Eat-in Kitchen
  • Living Area: 6835.0
  • Living Area Source: Public Records
  • Rooms Total: 2

Exterior

Lot Information

  • Lot Size Acres: 1.4
  • Lot Size Area: 1.4
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 60984.0
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Water Body Name: Lake Cumberland
  • Waterfront: true

Building Exterior/Construction

  • Construction Materials: Log Siding
  • Roof: Shingle

General Information

  • Carport: false
  • Horse: false
  • Pool Private: false
  • Sewer: Septic Tank

97 Black Walnut Lane Neighborhood

Community

42633 (MONTICELLO) Demographics

44
Median Age
43
Population Density (per sq. mile)
19%
College Educated
$37,855
Estimated Median Income
5,803
Estimated Total Home Owners
2,119
Estimated Total Renters
73% / 27%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

97 Black Walnut Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

97 Black Walnut Lane Market Data

Based on the last 30 days in this zip code

$283,115
Average List Price
$147
Average Price per Square Foot
9
Properties Sold
95
Average Days on Market
94
Properties for Sale
Calculations provided by Reliance Network

97 Black Walnut Lane History

Date Event Value Agent
6/11/2026Source: Imagine MLS/Bluegrass Price Reduction
$899,900 -2.7%
4/22/2026Source: Imagine MLS/Bluegrass Status Change
Active
3/30/2026Source: Imagine MLS/Bluegrass Status Change
Pending
3/17/2026Source: Imagine MLS/Bluegrass Price Reduction
$925,000 -7.5%
3/17/2026Source: Imagine MLS/Bluegrass Added to Database
March 17, 2026
8/12/2025Source: Imagine MLS/Bluegrass Added to Database
August 12, 2025