Gail Popovitz

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Listing provided courtesy of No Wake Real Estate- MLS# 26003358MLS Provider

642 N Shore DriveMonticello, KY 42633

Single Family · 4 Beds · 3 Full Baths · 2,600 Sq. ft. | 0.88 Acres
$379,000 Active

642 N Shore Drive Overview

Time on Site:
125 days
Visits:
1

Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

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642 N Shore Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,600
  • Price/Sq.ft. $146
  • Lot 0.88 Acres

Details

General

Association/HOA

  • Association Amenities: None
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association Fee Includes: Maintenance Grounds
  • Association: true

School Information

  • Elementary School: Bell
  • Middle Or Junior School: Wayne Co
  • High School: Wayne Co

Building Information

  • Year Built: 2011

Location/Region

  • County Or Parish: Wayne
  • MLS Area Major: 070 - Wayne County
  • MLS Area Minor: 070 - Wayne County
  • Subdivision Name: Cumberland Shores

General Information

  • Parcel Number: 036-10-01-046.00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Above Grade Finished Area: 1500.0
  • Below Grade Finished Area: 1100.0
  • Building Area Total: 2600.0

General Information

  • Appliances: Microwave,Refrigerator,Range
  • Basement: true
  • Fireplace: false
  • Flooring: Carpet,Hardwood
  • Foundation Details: Concrete Perimeter
  • Interior Features: Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup,Washer Hookup
  • Levels: Two
  • Living Area: 2600.0
  • Living Area Source: Public Records
  • Other Equipment: Dehumidifier
  • Rooms Total: 11
  • Window Features: Blinds

Exterior

Parking Information

  • Parking Features: Basement

Lot Information

  • Lot Size Acres: 0.88
  • Lot Size Area: 0.88
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 38332.8
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • Water Body Name: Lake Cumberland
  • Waterfront: true

Building Exterior/Construction

  • Attached Garage: false
  • Construction Materials: Brick Veneer
  • Roof: Shingle
  • Structure Type: House

General Information

  • Carport: false
  • Horse: false
  • Pool Private: false
  • Sewer: Septic Tank
  • Utilities: Electricity Available

642 N Shore Drive Neighborhood

Community

42633 (MONTICELLO) Demographics

44
Median Age
43
Population Density (per sq. mile)
19%
College Educated
$37,855
Estimated Median Income
5,803
Estimated Total Home Owners
2,119
Estimated Total Renters
73% / 27%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

642 N Shore Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

642 N Shore Drive Market Data

Based on the last 30 days in this zip code

$283,115
Average List Price
$147
Average Price per Square Foot
9
Properties Sold
95
Average Days on Market
94
Properties for Sale
Calculations provided by Reliance Network

642 N Shore Drive History

Date Event Value Agent
6/10/2026Source: Imagine MLS/Bluegrass Price Reduction
$379,000 -2.6%
4/14/2026Source: Imagine MLS/Bluegrass Price Reduction
$389,000 -2.5%
2/24/2026Source: Imagine MLS/Bluegrass Added to Database
February 24, 2026